Job Description (JD)
| Nama Program | Family TakafulL And Life Insurance Underwriting & Opertions Management [FB-026-5:2014] |
|---|---|
| Kod CU | FB-026-5:2014-C01 |
| Competency | Core |
| Tajuk CU | UNDERWRITING INDIVIDUAL HIGH RISK ASSESSMENT |
| Penerangan CU | Underwriting Individual High Risk Assessment is the process of assessing high risk proposals to determine whether the risk can be accepted, rated up or rejected. The assessment in this CU involves a large amount of money and over the limit of underwriter can assess. Underwriting specialist is required to decide the acceptance or rejection of the risk based on the medical, occupation, lifestyle, financial, geographical / residence and aviation / hobbies of the applicant or share the risk by re-takaful or re-insurance the proposal. The person who is competent in Underwriting Individual High Risk Assessment shall be able to prepare individual high risk assessment requirements, analyse applicant’s medical information, analyse non-medical information, analyse financial information, perform risk assessment consideration and perform Re-Takaful / Re-Insurance (RT/RI) referral. The outcome of this competency is to ensure the higher risk is appropriately underwritten in order to avoid anti selection and achieve profitable underwriting surplus. |
| Tempoh Latihan | 900 |
| Objektif Pembelajaran | The outcome of this competency is to ensure the higher risk is appropriately underwritten in order to avoid anti selection and achieve profitable underwriting surplus. Upon completion of this competency unit, trainees will be able to:- • Prepare individual high risk assessment requirements • Analyse applicant’s medical information • Analyse applicant’s non-medical information • Analyse applicant’s financial information • Perform risk assessment consideration • Perform ReTakaful / ReInsurance (RT/RI) referral |
| Pra-Syarat | 0 |